I have been using MS Money to track my spending and savings since they year 2000. At some point I had to start over with my tracking and it currently goes back only to June 1, 2005.
In light of the current poopy economy, I thought it would be interesting, eye-opening (
or more likely, depressing) to see how much money I've spent on certain 'addictions' or 'obsessions', however you want to phrase it.
Let's start with
Starbucks. This is a fairly new money-sucker for me...a little over 3 years old.
July-Dec 2005: $67.82Just getting started...
2006: $53.98Probably paid cash for a lot of drinks this year...I gradually became one of those chronic users of the debit card who carries little to no cash on them...bad habit, I know.
2007: $238.79I worked @ SBUX during 2007 so a lot of my spending included gifts, books and mugs. Most of the drinks this year were free, while I was working. If I went in for a drink and wasn't working, then it was discounted 30%.
2008: $40.97The only reason I can attribute to this number being so low is that I was @ the end of my pregnancy and avoiding caffeine. After E was born, I rarely left the house for the first 8-10 weeks, hence no SBUX visits. Also, I only worked for 3 months in 2008 which translates to having
NO money.
2009: (to date) $100.41Looks like I need to slow down on my SBUX visits this year. Can I blame my mom who originally introduced me to the Iced Chai Tea? It's really the only thing I ever get there anymore.
Grand Total: $501.97 - Damn!! It sure adds up huh?Now let's look @ Scrapbook Supply Spending...this one will be SCARY!!
2006: $964.84This year included a SUPER fun trip to Atlanta to a scrapbooking convention, hence the high level of spending. Honestly, this probably doesn't include everything as I'm sure at some point I paid cash for items.
2007: $813.93No conventions this year, but did go to NC in August for a GREAT scrappin' weekend with my friend,
Mary. Clearly, I was OUT OF CONTROL on scrapbook spending. Can I blame it on being pregnant?
2008: $538.61The lowest spending so far. Probably due to only working for 3 months during this year and having a new baby. Still too much spending if you ask me.
2009: $63.64Need to keep a hold of the purse strings this year. Making my lowest income since I was 16 years old. Great self-esteem booster huh? (joking!)
Grand Total: $2380.72This is a conservative number considering that cash transactions are not included.
Lastly, let's look @ iTunes spending...thankfully it hasn't been around as long as SBUX and Scrapbooking....
Oct 2007 - present: $111.47 Not nearly as bad as I thought it would be. This does not include the occasional iTunes card I may have purchased.
And for the BIGGEST WASTE of money ever...CREDIT CARD FINANCE CHARGES!
Dec 2005- present: $445.23I'd really like to have that money back. Crap! In my defense though, I have become a much more responsible spender over the years and I now rarely carry a balance on my credit card (2008 being the exception due to job situation).
This really turned out to be a fun and interesting exercise for me. Next time I go to buy something that "is only $20", I'll remember how $20 and another $20 add up to HUNDREDS pretty quickly.